Personal Injury Awards and Your Premiums

You may have seen articles in the news covering the fact that the calculation of awards for personal injury claims is changing. The results of this change are the level of awards for serious injuries will increase significantly, insurer’s profitability will be hit and as a result insurers will increase premiums for Motor and Liability Read more

Employers’ Liability Insurance – Do you need it?

One of the questions we are regularly asked by clients is … ‘Do we have to buy Employers’ Liability insurance’? The answer, in nearly every case, is that if you employ someone  it is a legal requirement to have cover in place  – so YES. There are a couple of very limited exemptions for SMEs Read more

Driving with Doris

It seems to be a national obsession to talk about the weather. This week we might be experiencing 18 degrees at the start of the week and snow (in some parts of the country) and storms by the end with the arrival of Storm Doris! This rapid change in weather can represent a real challenge Read more