Protecting Your Investment and Income

PROPERTY OWNER / INVESTOR INSURANCE. There are two common reasons why property investors buy Property Owners Insurance. It is required as part of the mortgage. To protect the financial investment that has been made in the asset (‘bricks and mortar’) should it be damaged by an incident such as storm or fire. Using insurance to Read more

Property Investors – Do You Have Employees?

An area that Property Investors/Owners often require guidance on is whether or not they should be buying Employers’ Liability Insurance. This cover is a legal requirement if there are employees and substantial fines are possible for failing to have a policy in place. Where confusion arises is with the definition of an employee. This Qualitas Property Brief – Read more

The IPT Rate Increases – Again!

The rate of Insurance Premium Tax (IPT) increases to 12% with effect from 01/06/17. This is the 3rd increase that the government imposed since October 2015 – with the IPT rate doubling in that period! We can help to minimise impact of this increase on your insurance premiums – find out how here. Qualitas Quick Read more