Property Investors – Do You Have Employees?

An area that Property Investors/Owners often require guidance on is whether or not they should be buying Employers’ Liability Insurance. This cover is a legal requirement if there are employees and substantial fines are possible for failing to have a policy in place. Where confusion arises is with the definition of an employee. This Qualitas Property Brief – Read more

The IPT Rate Increases – Again!

The rate of Insurance Premium Tax (IPT) increases to 12% with effect from 01/06/17. This is the 3rd increase that the government imposed since October 2015 – with the IPT rate doubling in that period! We can help to minimise impact of this increase on your insurance premiums – find out how here. Qualitas Quick Read more

Personal Injury Awards and Your Premiums

You may have seen articles in the news covering the fact that the calculation of awards for personal injury claims is changing. The results of this change are the level of awards for serious injuries will increase significantly, insurer’s profitability will be hit and as a result insurers will increase premiums for Motor and Liability Read more